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Why Estate Planning Is More Than A Will

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Many people confuse estate planning with writing a will, but the two are markedly different. Below are some of the reasons estate planning is much more than writing a will. Controlled Spending The beneficiaries in a will have the freedom to spend their inheritance as they deem fit. For example, if you leave your business to a child and the will is the only estate plan you have, then the child can keep the business, sell it, or even run it to the ground via mismanagement.…

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Credit Card Debt In Chapter 7 Vs. Chapter 13

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Credit card debt is a huge problem with Americans today. In fact, the average person in this country owes $6,354 in credit card debt. Many people owe a lot more than this, though. If you are thinking of using bankruptcy for help eliminating the credit card debt you have, it is important to understand the differences with how credit card debt works in Chapter 7 bankruptcy versus Chapter 13. Chapter 7 Eliminates It If It Qualifies…

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The Multiplier Method For Pain And Suffering Damages

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Pain and suffering damages are difficult to calculate because pain is relative and hidden. You can’t see pain or gauge how much pain someone is feeling. Auto accident victims can also exaggerate their claims since they also know the difficulties of determining pain and damages. That is why the government has come up with several methods of determining pain and suffering damages for injury victims. One of these is the multiplier method.…

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